Razorpay (AI Features)

by Razorpay, Bangalore

India's leading payments infrastructure company, now with AI-powered features for fraud detection, smart routing, and automated reconciliation. Processes payments for 10 million+ businesses. Working with NPCI on agentic payment capabilities.

Key features

AI-powered fraud detection and risk scoring in real-time. Smart payment routing to optimise success rates across payment gateways. Automated reconciliation matching payments to orders. Intelligent retry logic for failed transactions. Subscription billing with smart dunning. RBI-compliant payment aggregator with data localisation. API-first architecture with 200+ integrations.

Best suited for

Indian businesses of any size needing payment processing with built-in fraud prevention. E-commerce companies wanting to maximise payment success rates. Subscription businesses needing automated billing and dunning.

Limitations to be aware of

AI features primarily focused on payments (not general business automation). Advanced fraud detection features on higher pricing tiers. Customisation for complex enterprise payment flows requires technical expertise.

Compliance passport

Compliance status based on publicly available information. AgentVault does not independently certify compliance. Verify directly with the provider. Read our scoring methodology.